Greater Austin DPA & MCC Eligibility Checker


DPA & MCC Eligibility Checker
Income-only screening for DPA and MCC programs

Borrower Info

Thresholds here are based on household size, not marital status.
Programs shown here require Government or Conventional above 80% AMFI.
MCC programs require first-time buyer status.
What’s a “targeted census tract”?
It’s a neighborhood designated by the state using census data. Buying in a targeted area may allow higher income limits and more flexible rules for certain programs.
Note: scroll/zoom into your area of interest.
Open the targeted-area map.

Results

Non-Targeted price cap: $593,363 Targeted price cap: $725,222
Income-only screening based on thresholds you provided. Final eligibility depends on full program rules, property location (targeted vs non-targeted), price caps (for MCC), and underwriting.


Interactive calculators are self-help tools. All examples are hypothetical and for illustrative purposes only.

Branch: Canopy Mortgage - TLC Group - 13809 Research Blvd, Ste 500, Austin, TX 78750 | Office #512-598-9093 | NMLSConsumerAccess.org #: 1359687 | Equal Housing Lender -All loans subject to credit and property approval.


Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov. State Licenses page, Privacy Policy, and Terms of Use