Is February 2024 the Perfect Time to Buy Your First House?

Is February 2024 the Perfect Time to Buy Your First House?

In the ever-fluctuating landscape of the real estate market, making the decision to purchase your first home requires careful consideration. As of February 2024, prospective buyers may find themselves... ...more

Buying Your First Home

February 15, 20244 min read

What Is An (APR) Annual Percentage Rate

What Is An (APR) Annual Percentage Rate

Annual Percentage Rate (APR) is a calculation that represents the projected annual cost of borrowing for a mortgage to its full term, expressed as a percentage. ...more

Buying Your First Home

October 27, 20232 min read

What Is An Arms-Length Transaction?

What Is An Arms-Length Transaction?

An arms-length transaction in real estate is when a home buyer and a seller agree on a deal and have neither a business nor a personal relationship. ...more

Buying Your First Home

October 27, 20233 min read

What Is an Assumable Mortgage?

What Is an Assumable Mortgage?

An assumable mortgage is a mortgage that lets home buyers take over, or “assume,” the seller’s existing mortgage. Assumable mortgages are advantageous when the loan’s mortgage rate is lower than curre... ...more

Buying Your First Home

October 04, 20232 min read

Branch: Canopy Mortgage - TLC Group - 13809 Research Blvd, Ste 500, Austin, TX 78750 | Office #512-598-9093 | NMLSConsumerAccess.org #: 1359687 | Equal Housing Lender -All loans subject to credit and property approval.


Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov. State Licenses page, Privacy Policy, and Terms of Use