E. Lee Smith Mortgage Loan Officer & Branch Manager Canopy Mortgage · NMLS #436498
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E. LEE SMITH | CANOPY MORTGAGE

Mortgage Loan Officer & Branch Manager | NMLS #436498

Your next chapter.
A mortgage that fits.

Buying a home, refinancing, or exploring your home’s equity? I’ll help you compare loan options, understand the costs, and choose a mortgage that fits your budget today and supports your goals for building wealth through real estate.

Apply Now ↗ Talk With E. Lee Explore Loan Options ↓
Clear answers. Personal guidance. Confidence in your next move.
E. Lee Smith, Mortgage Loan Officer and Branch Manager

YOUR GOALS SET THE DIRECTION

Good advice starts
with listening.

E. Lee Smith listening during a conversation

Hi, I’m E. Lee Smith.

Mortgage Loan Officer & Branch Manager | Canopy Mortgage

Your mortgage should fit your life, your budget, and the plans you’re making.

I start by listening to what matters to you. Then I help you compare monthly payments, upfront costs, and loan options so you understand your choices and feel confident about your next step.

From our first conversation through closing, I’ll explain what to expect, answer your questions, and help you stay on track.

01 Your goals come first

A conversation about your budget, priorities, and timeline.

02 Know your options

Clear comparisons of payments, costs, and tradeoffs.

03 Guidance through closing

Understand what comes next and what you need to do.

Let’s Talk About Your Plans →

FINANCING FOR WHAT COMES NEXT

Start with your next move.

Explore All Loan Products ↗
01 / PURCHASE

Purchase a home
of your own.

Your first home, your next move, or an investment property. Explore financing that fits your budget and supports your long-term real estate goals.

First-Time Buyers Move-Up Buyers Property Investors
Explore Purchase Options 02 / REFINANCE

Find out if refinancing
makes sense.

Looking to lower your payment, pay off your mortgage sooner, or access equity? Compare your options and understand the costs, potential savings, and long-term impact.

Explore Refinance Options 03 / HOME EQUITY

Put your home’s
equity to work.

Planning renovations or a major expense? Explore a home equity line of credit, with clear guidance on borrowing costs, variable rates, and how repayment works.

Explore HELOC Options

CANOPY MORTGAGE · EXPLORE YOUR OPTIONS

Today’s rates.
See how the numbers fit your plans.

Explore mortgage rates with my Canopy Mortgage rate tool. Adjust the available loan details to compare options for your home purchase or refinance.

The tool opens in a new tab with an example scenario. Update the preset details, including the closing date, to reflect your plans.

Rates may change. Your available rate and eligibility depend on your loan scenario and qualifications.

Explore Rates & Loan Options ↗

Powered by Canopy Mortgage

FROM QUESTIONS TO CONFIDENCE

Your next move starts here.

01

Tell me about your plans.

Start your secure application and share your goals, so we can explore financing that fits your situation.

Apply Now ↗
02

See how your options compare.

We’ll review monthly payments, upfront costs, and long-term impact together, so you can make an informed choice.

03

Move toward closing with guidance.

My team and I will help you navigate the approval process and understand what comes next. Use your account to upload requested documents and keep things moving.

My Account ↗

READY FOR YOUR NEXT CHAPTER?

Let’s take the next step.
With a plan built around you.

Whether you’re buying, refinancing, or putting your home’s equity to work, start your secure application. My team and I will help you understand your options and what comes next.

Apply Now ↗ Talk With E. Lee

Call or text E. Lee: 512-948-6550

Already working with us?
Sign in to My Account ↗ to upload requested documents and continue your application.

For your privacy, submit sensitive information and documents through our secure application or account portal. Please don’t send them by email.

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Canopy Mortgage, LLC | 360 Technology Court, Suite 200 Lindon, UT 84042 | Tel: 877-426-5500 | NMLS Consumer Access #1359687


 For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to credit , property, and underwriting approval. Equal Housing Opportunity. Licensed by the Dept. of Business Oversight under the CRMLA.


Texas Licensing Statement: Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.